Countwell
Free tools, no sign-up

Clear answers for everyday money, health and school questions.

Practical calculators for loans, savings, salaries, BMI, grades, tips and more. They run in your browser, keep your numbers to yourself, and work on any device.

Finance calculators

16 tools

Compound Interest Calculator

See how interest builds on interest over time, and what a small head start is worth.

Salary to Hourly Calculator

Turn an annual salary into an hourly rate, or work out an offer in either direction.

Annual Income Calculator

Add up wages and hourly pay into a yearly figure, taking working hours into account.

Mortgage Payment Calculator

Estimate monthly payments on a home loan, including principal and interest.

Loan Payment Calculator

Work out regular payments and total cost for any fixed-rate loan.

ROI Calculator

Measure the return on an investment in percent, and see the gain in dollars.

Savings Goal Calculator

Find out what you need to set aside each month to hit a savings target.

Debt Payoff Calculator

See how much faster a bigger monthly payment retires a balance.

Net Worth Calculator

Add up what you own and what you owe to see your net worth.

Paycheck Calculator

See your take-home pay after federal tax, FICA and state tax, per pay period.

Income Tax Calculator

Estimate federal income tax, payroll taxes and your net income for the year.

Inflation Calculator

See what money will be worth later, and how much prices rise over time.

Car Payment Calculator

Work out your monthly auto loan payment from price, down payment and rate.

Retirement Calculator

Estimate how much your savings will grow, and what it buys as monthly income.

Amortization Calculator

See the monthly payment and full schedule of principal and interest on a loan.

Mortgage Affordability Calculator

Find out how much home you can afford based on income, debts and rates.

How Countwell works

Every calculator on this site follows the same simple rules. The maths runs entirely in your browser, so nothing you type is sent anywhere or stored. There is no account to create and nothing to download.

Each page gives you the calculator up front, then a plain-English explanation of how the numbers are worked out, the formula behind it, and a worked example you can check by hand. A short disclaimer reminds you where an estimate ends and professional advice begins.

If a tool would be useful to you, it is probably useful to someone else too. That is the whole idea behind the site: small, honest calculators that save you a minute of mental arithmetic.